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2013 Kia Sportage — a turbocharger always helps.

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It’s a popular field, the niche market of the small SUV, and Kia enters it with the 2013 Sportage, a diminutive little hauler that starts out at $19,000 and rises to more than $30,000. There’s a lot of room in there for trim lines, options and the like, but suffice to say that the one we tried was the top-of-the-line SX, with the turbocharged engine. And therein lies its best attribute.

The SX Sportage turns the car from a so-so little SUV into something of a little pocket rocket, all by dint of its turbocharged 2-liter, four-cylinder 260-horsepower motor and six-speed automatic transmission. It’s a fast little car and will romp up that freeway ramp with alacrity. The problem, of course, is that the most expensive version of the Sportage is the only one with a decent engine. All the other trim lines get a 2.4-liter engine with 176 horses and that really doesn’t cut it. More often than not, a car like this will be used for hauling stuff – sometimes, heavy stuff – and an anemic little motor will not endear this wagon to its owner.

So, once you’ve paid out your $30,000-plus, largely because you wanted that turbo, what do you get?  A pretty fast and spunky car that will carry five people and still have room left over for luggage. You can get the SX in two- or all-wheel-drive and although it’s not meant for meandering through a rock-strewn river bottom, it will keep you out of the occasional snow drift. I had hoped it would be a bit better on gas – its EPA mileage figures are 21/28 mpg, city/highway, and we averaged about 24 mpg.

Big glass sunroof and a $1,200 navigation system

On the inside, the SX we tested had the two big options that raised the price from $26,900 to $30,100 – a $2,000 “premium package” that included heated front seats and a chilled driver’s seat (this delicacy is becoming de rigueur in a lot of cars), a big glass sunroof and a cargo cover, among other things; and a $1,200 navigation system (why are built-in navi systems about 10 times more expensive than a Garmin or Tom Tom that you plop on the dashboard or suction-cup to the windshield? Just asking.)

I thought the inside of the SX had little to rave about, especially since it’s the priciest car in the Sportage line. The dashboard feels and looks a bit plasticky and there’s a weird design glitch – on top of the instrument pod is a rounded portion of dashboard that manages to be a nuisance by reflecting itself in the windshield most of the time the sun is out. The instruments are fine and the navigation system has no more faults than any other navi device – nearly all of them will occasionally get puzzled over which road is the best one to take, and some of them are more complicated to use than the one in the SX.

But being inside this car is where I discovered another bothersome trait. The ride. It’s bouncy and stiff and, other than thinking this tight suspension is a sop to the “Sport” part of Sportage, I couldn’t find a good reason to tolerate it. Kia is not alone in this bouncy field – the Acura RDX is just as bad, meaning just as stiff. Nonetheless, what I thought was: how do you tame this harsh ride? You don’t. You look for a smoother-riding car. The other thing I noticed from being inside is that the Sportage’s sight lines are not the best in the world.

Cabin feels a bit cramped

Stand outside the car and take a look at it. It has high flanks, a high beltline, and a fairly low greenhouse (the area surrounded by windows). What this means is that once you’re back inside the car, you have a somewhat cramped cabin. Look in the rear view mirror and you see a pretty small back window, a feeling reinforced by the size of the tiny rear window wiper blade. Yes, there’s a backup camera in the navi screen, but there’s still a big amount of car in the way of your all-around vision.

The SX’s price of $30,100 is about the average of what Americans now pay for a new car. If you’re going to spend that much, it certainly pays to look around. Kia and its corporate mate Hyundai are adventurous and innovative auto makers and, right now, have a certain cachet, the kind of cachet the Japanese manufacturers had about 30 years ago. Kia, like all auto makers, has a hit-and-miss record, but more on the hit side than the miss side. (One of their big hits is the Optima sedan, comparable to Hyundai’s Sonata.)

My feeling is that the Sportage SX is between the hits and misses and, therefore, you wonder where it sits. If I were in the market for one of these small SUVs I’d certainly take a look at these others: Ford Escape, Honda CR-V, Toyota RAV4 and Mazda CX-5.

 

 

Article source: http://blog.sfgate.com/topdown/2013/06/17/2013-kia-sportage-a-turbocharger-always-helps/

More States Permit Digital Car-Insurance Cards

Earlier this year, I wrote about my wish for a digital insurance card that could be displayed on my smart phone, similar to the electronic boarding passes now available with airline apps.

I rarely seem able to remember to transfer the latest paper cards from the envelope mailed to me by my insurer to my glove compartment, and my wallet. So the card I have with me is often dog-eared and out of date, even though I have paid my premiums and my coverage is current.

When I first wrote about digital insurance cards, just seven states permitted them (Alabama, Arizona, California, Colorado, Idaho, Louisiana and Minnesota.)

But after a busy legislative season, 25 states now permit drivers to show “e-cards” at traffic stops, according to a map prepared by the Property Casualty Insurers Association of America, a trade group that supports use of the digital cards.

The 18 states that approved electronic proof-of-coverage laws this year (including Arkansas, the state where I live) are: Alaska, Colorado, Florida, Georgia, Indiana, Iowa, Kansas, Kentucky, Maine, Mississippi, North Dakota, Oregon, Tennessee, Texas, Utah, Washington and Wyoming.

Plus, as of this week, legislation was awaiting the signature of governors in three more states: Illinois, Missouri and Wisconsin.

The association’s director of personal lines policy, Alex Hageli, has said the use of electronic identification cards is more convenient for consumers, and can help reduce time spent by courts addressing tickets issued simply because (like me)  drivers forgot to put the card in their wallets.

“It makes good sense to allow consumers and insurers to use increasingly ubiquitous technology to comply with the law,” Mr. Hageli said in a prepared statement.

The association supports “flexible” rules allowing use of the digital cards as an option for insurers and consumers–meaning that those who prefer paper cards can still use them.

If , like me, you would like to use an e-card, check with your insurance company to see if it offers a smartphone app that includes the feature as an option.

Have you used a digital automobile insurance card at a traffic stop? Did the exchange go smoothly?

Article source: http://bucks.blogs.nytimes.com/2013/06/18/more-states-permit-digital-car-insurance-cards/

Journalist Michael Hastings Killed in Car Crash

Article source: http://www.slate.com/blogs/the_slatest/2013/06/18/michael_hastings_dead_at_33_rolling_stone_journalist_dead_in_car_crash.html

2014 Mercedes-Benz CLA45 AMG – First Drive Review



2014 Mercedes-Benz CLA45 AMG

First Drive Review

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AMG’s first four-cylinder is insane! The car, not so much.

In rural northern Germany, a €35-million investment has transformed a munitions depot into the BIlster Berg racetrack, a 19-turn, 2.5-mile playground. Four hours south in Affalterbach, Germany’s font of tire-slaying torque is facing a similar transition. At AMG’s headquarters, rear-drive brutes like the E63 AMG are being retrofitted with all-wheel drive, and the newest creation, the 2014 Mercedes-Benz CLA45 AMG, suggests a more playful, less volatile future for Merc’s performance arm.

Putting the 911 Turbo In Its Place

At first glance, the CLA45 AMG’s basic attributes—huge power, a turbocharged four-cylinder, and all-wheel drive—draw parallels to the Mitsubishi Lancer Evolution and Subaru WRX STI. In reality, these cars exist in a different kind of parallelism: The demographics of their buyers will never intersect. For one, the rally crowd wouldn’t know what to make of an interior this nice. More divisive, though, the Subaru and Mitsubishi don’t posses the civility and docility of the Mercedes.

Don’t confuse those traits with banality. At 178 horsepower per liter, the CLA45 just knocked off the Porsche 911 Turbo in claiming the title of most power-dense production engine in the world. AMG’s secret sauce is a BorgWarner twin-scroll turbocharger custom-made for this application and capable of producing up to 26.1 psi of boost. Thus strapped, the CLA45’s four-cylinder makes 355 horsepower at 6000 rpm and 332 lb-ft of torque from 2250 to 5000 rpm. While dimensionally identical to the CLA250’s turbo-four, AMG’s M133 engine uses a stronger sand-cast—rather than die-cast—aluminum block. There’s also a low-temperature cooling circuit that feeds a water-to-air intercooler.

A butterfly valve subtly alters the exhaust note in different driving modes and conditions by metering the amount of air that flows out the passenger side of the dual exhaust system. It helps produce a soundtrack that’s deeper and louder than the typical four-cylinder, but the timbre isn’t particularly notable. The CLA45 does, however, emit a fulfilling bbbrrraaappp with every full-throttle upshift at redline.

Unfortunately, those upshifts aren’t as quick or direct as we expect them to be. Mercedes’ new seven-speed dual-clutch automatic was the source of our largest gripe with the CLA250 and it remains so for the CLA45. The hardware is strengthened, but the engine interface still relies on a pair of dry clutch packs. The Volkswagen Group’s wet dual-clutch transmissions shift faster and more crisply. The launch-control program, known as Race Start, is the CLA45’s one pleasantly unpolished edge. Peck the right buttons, pull the shift paddles, and push the pedals in the correct order, and the engine spins to almost 4000 rpm before the clutch hooks up. The all-wheel-drive system sends up to 50 percent of torque to the rear wheels via a final-drive ratio that’s been reduced from 4.13:1 in the CLA250 to a really tall 2.44:1. We predict the precisely managed traction control will send the CLA45 to 60 mph in 4.4 seconds.

OMG! What Did You Do With My AMG?

AMG reworked the suspension with stiffer springs, dampers, bushings, and front knuckles. There also are larger anti-roll bars, a solid-mounted rear subframe, and bigger ventilated and perforated brake discs. On the new Bilster Berg racetrack, the CLA45 displayed excellent body control, following its Dunlop Sport Maxx RT tires obediently. The steering is as good as anything BMW turns out these days and the suspension is compliant enough to be comfortable on the street despite its limited travel.

Yet as competent as it is, the Mercedes-Benz CLA45 AMG feels sterile when hustled on the track or on the road. It lacks the punch of an Evo and the sensitivity of a BMW 1-series. More disturbing, the CLA45 doesn’t have the reckless streak of other AMG models. Mercedes has made 355 horsepower and 332 pound-feet of torque in a car roughly the size of a VW Jetta feel downright civilized. The CLA45 doesn’t need to be any quicker, but we wish it would ignite its sensible, luxury-minded inhibitions in a cloud of tire smoke more often.

Specifications

VEHICLE TYPE: front-engine, 4-wheel-drive, 5-passenger, 4-door sedan

BASE PRICE: $48,375

ENGINE TYPE: turbocharged and intercooled DOHC 16-valve inline-4, aluminum block and head, direct fuel injection

Displacement: 122 cu in, 1991 cc
Power: 355 hp @ 6000 rpm
Torque: 332 lb-ft @ 2250 rpm

TRANSMISSION: 7-speed dual-clutch automatic with manual shifting mode

DIMENSIONS:
Wheelbase: 106.3 in
Length: 184.7 in
Width: 70.0 in Height: 55.7 in
Curb weight (C/D est): 3500 lb

PERFORMANCE (C/D EST):
Zero to 60 mph: 4.4 sec
Standing ¼-mile: 13.3 sec
Top speed: 155 mph

FUEL ECONOMY (C/D EST):
EPA city/highway driving: 19/25 mpg


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Article source: http://www.caranddriver.com/reviews/2014-mercedes-benz-cla45-amg-first-drive-review

Qualifying for an Auto Loan

The lenders that offer car loans to consumers with poor credit pay particular attention to the income and expenses of applicants

In our experience

Car buyers with problem credit need to understand how high-risk auto lenders determine if they have enough of an income in order to meet the basic qualifications for an auto loan.

Here at Auto Credit Express we know how this is done because we’ve spent over twenty years helping consumers with bad credit that are searching for online auto loans find those new car dealers that can offer them their best chances approved auto loans.

We even went so far as to construct a website – complete with a resource section – to help them understand the subprime car loan process.

Debt and income

Once they receive a credit application from the new car dealer (most higher-risk car lenders won’t loan directly to consumers), one of the first things they’ll do is compute that person’s debt to income ratio (or DTI, for short).

Before it’s submitted, applicants can, and should, do it for themselves. The reason for this is simple: if the ratio is too high, applicants will not only be wasting both the dealer’s and lender’s time, it will result in at least one inquiry on their credit reports that, in turn, will lower their credit scores even further.

Here’s how to do it:

Start by adding up all regular monthly bills such as mortgage or rent payments, credit cards, loan payments, average utility payments and anything else (student loans, child support, etc.) that must be paid.

If it’s a joint application and the applicants are co-buyers (that is they are married or if their assets can be co-mingled) the income and expenses of both will be computed together. If the second applicant is a co-signer, that individual’s income is considered separately and that person, independently, has to meet the lender’s debt-to-income requirements.

Next, divide the total by the gross monthly income (the amount before taxes and other deductions are taken out). This will give you the monthly debt percentage. Most non-prime lenders will cap the total monthly debt of an applicant (including a car payment and auto insurance) at 50% of their monthly gross income.

Maximum payment

At the same time, most lenders will not want the car payment (including insurance) to exceed 15% of that same gross monthly income figure. This is called the payment-to-income (or PTI) ratio.

So what does this mean?

It means, for example, that with a gross monthly income of $3,000 the combined car and insurance payments cannot exceed $450. Since most lenders will automatically budget $100 per month for car insurance, this leaves a remaining balance of $350 as their self-imposed ceiling for car payment.

Car budgets

Those prior figures aside, when it comes time for consumers to determine their vehicle budget they need to leave room for addition expenses including gas and normal maintenance costs – as well as setting aside funds for unexpected repairs. This last area, by the way, brings up another important issue.

For buyers considering an “as-is” used car without a service contract covering the entire loan term, the idea of setting aside a certain amount each month to cover the possibility of repairs is a good one.

If that sounds like too much of a hassle then these buyers should do themselves a favor and purchase a used car service contract and either pay for it separately roll its cost into the monthly car payment. By purchasing a service contract they’ll be guarding against most unforeseen expenses caused by mechanical problems. Like anything else buyers should also shop around for pricing to be sure the price offered by the dealer is fair.

As we see it

By understanding the importance of both DTI and PTI ratios and knowing how to compute them, credit-challenged consumers will know beforehand it they meet at least these two requirements.

If they do our next suggestion is that they give us a shot at their business. That’s because Auto Credit Express matches people that have experienced car credit difficulties with those new car dealers that can offer them their best chances for auto loan approvals.

So if you find yourself in this situation and you’re ready to reestablish your auto credit, you can begin now by filling out our online auto loan application.

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Article source: http://www.autocreditexpress.com/blog/2013/06/17/qualifying-for-an-auto-loan/

Energy-Harvesting Shock Absorbers Coming to a Car Near You

Now that solar and wind harvesting technologies are a thriving market, researchers are seeking other environmentally related energy sources for which they can create harvesting devices.

Vibration and movement are emerging as sources of interest, and a team of MIT students recently found an innovative way to use these sources to create an energy-harvesting shock absorber for heavy-load vehicles.

The students have taken their invention — for which they filed a patent last year — and formed a company to sell and market it called Levant Power. The idea behind the technology is that the shock absorber can harvest energy from small bumps in the road even as it smooths out the vehicle’s ride more effectively than typical shock absorbers.

Zack Anderson, a former student in electrical engineering and computer sciences at the Massachusetts Institute of Technology and now chief operating officer of Levant Power, holds a prototype of an energy-harvesting shock absorber called GenShock up to a Humvee coil spring where it is installed. Anderson and fellow MIT students developed the technology to not only harvest energy but also to provide better overall suspension for heavy-load vehicles.   (Source: MIT)

“We first came up with the idea while driving on a bumpy road,” Zack Anderson, chief operating officer of Levant, told Design News in an email. He was a part of the MIT team — along with Zachary Jackowski, Paul Abe, Ryan Bavetta, and Vladimir Tarasov — that built the prototype shock absorber and energy harvester. That product used a hydraulic system that forces fluid through a turbine attached to a generator.

While at MIT, the student team tested their prototype and found that in a heavy truck with six shocks, every absorber could generate up to an average of 1 kW on a standard road. This would be enough power to completely displace the large alternator load in heavy trucks and military vehicles, and in some cases even run accessory devices such as hybrid trailer refrigeration units.

Following their departure from MIT, Anderson and his fellow teammates took this concept of an energy harvester — which is now embodied in Levant’s proprietary Activalve valve technology — and developed it into a fully active suspension system that not only harvests energy from the vibration of bumps in the road, but also “provides a significant improvement in ride, handling, comfort, and safety,” Anderson told us. “This is our core focus today — to fundamentally transform the way cars and trucks feel the road,” he said.

The entire GenShock system contains the Activalve technology, as well as a hydraulic pump, electric motor, and integrated power electronics and controls/algorithms.
Levant is currently working with suppliers and OEMs and hopes to offer the GenShock initially to the car and commercial truck markets, Anderson said. It also could have an application for the military’s fleet of heavy-load vehicles.

Related posts:

Article source: http://www.designnews.com/author.asp?section_id=1386&doc_id=264515

How to Price Your Used Car Right

PricingYourCar

Americans have a culturally ingrained love affair with their cars, so it’s natural that when they go to sell their old set of wheels, they see its pricing potential through rose-colored driving goggles. If you’re serious about unloading your used car, you’ll have to sever those emotional attachments. It’s important to take an objective look at its condition and realistic market value, and be prepared to consider a would-be purchaser’s best offer as opposed to your ideal sum. Follow the link below for Cars.com’s pricing tips.

Pricing Your Car

Article source: http://blogs.cars.com/kickingtires/2013/06/-how-to-price-your-used-car-right.html

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Dallas firefighter briefly hospitalized after car hits firetruck

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A firefighter was hospitalized and released Sunday after firetruck was hit by a car along the Stemmons Corridor, Dallas Fire-Rescue officials said.

Fire-Rescue spokesman Jason Evans said the firetruck was blocking off traffic after an earlier car accident near Interstate 35-E and Inwood Road. The other car collided with the firetruck just before 6 a.m.

Evans said the condition of the other car’s driver is unknown, but that nobody else was taken to the hospital from the accident. The firefighter suffered non-life threatening injuries and was released from the hospital later Sunday morning.

Article source: http://thescoopblog.dallasnews.com/2013/06/dallas-firefighter-briefly-hospitalized-after-car-hits-firetruck.html/

Kevin Ware inspires teenage car accident victim with a ‘pinky promise’

Louisville Cardinals guard Kevin Ware / USA TODAY Sports
Louisville Cardinals guard Kevin Ware / USA TODAY Sports

After suffering one of the most traumatic leg injuries in college basketball history, Kevin Ware is walking and shooting again.

But he hasn’t forgotten the pain that came with his gruesome injury in the Elite Eight and the subsequent support of his friends, teammates and fans.

As it turns out, neither have a 14-year old girl and her father.

John Boel, an anchor at WAVE 3 in Louisville, was at a loss for words when he found out his daughter, Brianna, was hit by a car when crossing the street at a Louisville intersection on Wednesday — fracturing her skull, breaking her wrists and snapping her bones in one of her legs.

Then Boel encouraged her by reminding her of Ware’s speedy recovery following his Elite Eight injury that helped inspire Louisville to win the national championship.

Ware provided the Boels with one of the kindest gestures they could both fathom by making an appearance at Kosair Children’s Hospital. Ware found out of Brianna’s story via social media and reached out to John for permission to visit.

 

“He was so sweet to her that she was smiling for the first time in days,” Boel told Yahoo! Sports. Then he signed her cast with the message, “Pinky Promise. You will be fine.”

Thanks to The Dagger for sharing.

Article source: http://ftw.usatoday.com/2013/06/kevin-ware-inspires-teenage-car-accident-victim-with-a-pinky-promise/